Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Inflation - Back to the Future Even low inflation rates over an extended period of time can impact your finances in retirement. Inflation & Retirement Estimate how much income may be needed at retirement to maintain your standard of living.